What's your Number?
ING Makes Planning for your Retirement Easier

 

Click Here to Find your Number!

 

Save For Retirement
Retirement might be the single greatest investment that you will make in your lifetime, maybe even more valuable than putting yourself or your kids through college, than buying a home, cars, or trips around the world.

Protect Your Savings
Unexpected things can happen. And those things can have an impact on your plans for the future. Once you’ve started saving for retirement, make sure you do everything you can to protect your plan. This means protecting your number with life insurance as well as managing the risks related to your investments.

and Enjoy your Retirement!
You’ve worked hard all your life to get to this point, but preparing not to work can be a lot of work! It can be hard living on a relatively fixed income in a fluctuating market. Financial experts say you’ll probably need somewhere between 70-80% of your pre-retirement annual income to live comfortably in retirement. Being prepared for this is the best way to make sure you get to enjoy retirement instead of worrying about it.



You don't have to do it all alone -
Premier Alliance Financial Companies can help!

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

Disability Income Insurance

How much Disability Income Insurance do you need?

More Calculators →

Giving the Gift of Knowledge

A college education is still a good investment. Consider this statistic: The overall unemployment rate reached as high as 9.9% in 2010, but for workers with a bachelor's degree or higher, it did not exceed 5.1%. But a college education can be expensive. There is a tax-advantaged way to accumulate money for a child's or grandchild's education: a Section 529 plan.

Evaluating Life Insurance Needs

It's a good idea for people to evaluate their life insurance coverage to help ensure it keeps pace with their needs. Not only do major life events affect the amount of coverage that may be needed, but inflation can reduce the purchasing power of the death benefit and a greater benefit may be needed to cover estate taxes and other debts.

New Opportunity Under the Federal Gift Tax

The 2010 Tax Relief Act raised the lifetime gift-tax exclusion to $5 million. This means it could be a good time to make the most of tax-free gift transfers. If so, it's important to understand the annual and lifetime gift exemption limits, as well as which gifts might not be subject to them.

Protection from a Range of Liability Claims

It's projected that American companies will face $183 billion in tort costs in 2011, and $152 billion of that will land on the books of small businesses. Fortunately, there are several forms of business liability insurance that can help offset these unforeseen costs.

More Newsletters →